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Accident-and-Health-or-Sickness-Producer題庫分享 - Accident-and-Health-or-Sickness-Producer更新

PDFExamDumps的專業及高品質的產品是提供IT認證資料的行業佼佼者，選擇了PDFExamDumps就是選擇了成功，PDFExamDumps Maryland Insurance Administration的Accident-and-Health-or-Sickness-Producer考試培訓資料是保證你通向成功的法寶，有了它你將取得優異的成績，並獲得認證，走向你的理想之地。

很多新人剛進入公司就聽說，每個月都會有 Maryland Insurance Administration 證照考試，如果過了，年底有獎金的發放，根據你完成證照的情況，才完成獎金的分配。然而對於沒有參加過任何證照考試的新人來說，是一次不錯挑戰。PDFExamDumps 剛剛更新的 Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer 擬真試題剛好可以幫助很多新人，如果你正在準備 Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer 考試的話，可以利用我們最新的擬真試題仔細地複習備考了。因為最新的 Accident-and-Health-or-Sickness-Producer 擬真試題可以為你的複習和看書減輕很多的煩惱。

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Accident-and-Health-or-Sickness-Producer更新 & Accident-and-Health-or-Sickness-Producer考試備考經驗

PDFExamDumps的專家團隊利用他們的經驗和知識終於研究出了關於Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer 認證考試的培訓資料。我們的Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer 認證考試培訓資料很受客戶歡迎，這是PDFExamDumps的專家團隊勤勞勞動的結果。他們研究出來的模擬測試題及答案有很高的品質，和真實的考試題目有95%的相似性，是很值得你依賴的。如果你使用了PDFExamDumps的培訓工具，你可以100%通過你的第一次參加的Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer認證考試。

最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題 (Q27-Q32):

問題 #27
Reasonable and customary charges for health care are based primarily on:

• A. Average charges within a geographic area
• B. Actuarial tables
• C. Insurance industry studies
• D. National physician surveys

答案：A

解題說明：
Reasonable and customary charges (Insurance Article, § 15-1005) reflect average fees for procedures in a specific geographic area (e.g., 80th percentile), ensuring fair reimbursement. Actuarial tables, studies, and national surveys aren't the primary basis.
References:Maryland Insurance Article, § 15-1005; MIA health insurance guidelines.

 

問題 #28
Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

• A. Power of attorney
• B. Copy of the person's living will
• C. Applicant's family's consent
• D. Report of a physical examination

答案：D

解題說明：
For non-guaranteed issue long-term care policies (Insurance Article, § 18-107), a physical exam report is required for applicants 80+ to assess risk, not family consent, living wills, or power of attorney.
References:Maryland Insurance Article, § 18-107; MIA LTC underwriting rules.

 

問題 #29
Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

• A. The application is signed
• B. The master contract is issued
• C. The majority of employees reside
• D. The producer resides

答案：B

解題說明：
Multi-state group plans (Insurance Article, § 15-1202) are governed by the state where the master contract is issued, typically the employer's home state, ensuring consistent legal oversight regardless of employee location or producer residence.
References:Maryland Insurance Article, § 15-1202; MIA multi-state group rules.

 

問題 #30
In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

• A. Dental care
• B. Primary care
• C. Emergency medical care
• D. In-patient hospital services

答案：A

解題說明：
HMOs (Health-General Article, § 19-701) ensure 24/7 access to hospital, emergency, and primary care services. Dental care isn't a core requirement and isn't typically available 24/7 unless added separately.
References:Maryland Health-General Article, § 19-701; MIA HMO standards.

 

問題 #31
An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

• A. Making false or misleading statements about dividends previously paid on similar policies
• B. Using inappropriate description of a policy to hide the true nature of the policy
• C. Making a misleading statement about the financial condition of an insurer
• D. Filing a complaint on behalf of the consumer with the Maryland Insurance Administration

答案：D

解題說明：
The MIA (Insurance Article, § 10-126) disciplines producers for misrepresentation (§ 27-202, § 27-503), but filing a consumer complaint with the MIA is a legitimate advocacy action, not a disciplinary offense. It supports consumer protection, unlike the other deceptive practices.
References:Maryland Insurance Article, § 10-126, § 27-202, § 27-503; MIA producer regulations.

 

問題 #32
......

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